Insurance

Table of contents

Thanks for sharing your Proof of Cover and Schedule. I’ve rewritten them into a clear Insurance Statement for Finchley Dog Walker, in the same style as your policies and T&Cs — concise, client-friendly, and based on the actual cover you hold with Protectivity.

Finchley Dog Walker

Insurance Statement
Owned and operated by Derek Chambers (trading as Finchley Dog Walker, also known as Del)

Our Cover

To give you complete peace of mind, Finchley Dog Walker holds Pet Business Insurance with Protectivity Insurance (Policy No. 443900196738).

  • Insured Name: Finchley Dog Walker (Derek Chambers)
  • Business Activities: Dog Walking, Dog Training, Pet Sitting
  • Policy Period: 15 July 2025 – 14 July 2026
  • Jurisdiction: United Kingdom

Summary of Cover

Public Liability

  • Limit: £1,000,000 any one occurrence
  • Sub-limits:
    • £250,000 Data Protection / Cyber cover
    • £100,000 Care, custody, or control of animals (non-negligent animal care)
    • £10,000 Care, custody, or control of keys/alarms
    • £1,000 Travel expense reimbursement

Product Liability

  • Limit: £1,000,000 any one occurrence and in the aggregate

Personal Accident (for Derek Chambers)

  • Death: £25,000
  • Permanent Total Disablement: £25,000
  • Temporary Total Disablement: £250 per week (max 104 weeks, 14-day deferment)
  • Dental Expenses: £500 (with £50 excess)
  • Hospital Benefit: £25 per day (max 14 days)

Material Damage

  • Business equipment: £250 per item (excess £75)
  • Money: £1,000 (no excess)

What This Means for You

  • Your pets are covered while in our care, custody, or control.
  • Your keys are covered in case of loss, including lock replacement.
  • Our services are fully backed by professional insurance designed for pet businesses.

Important Notes

  • Employers’ Liability: Not included (Finchley Dog Walker is solely owned and operated by Derek Chambers).
  • Professional Indemnity: Not included.
  • Clients are responsible for maintaining their own household and pet insurance policies, as our policy does not replace these.

✅ This Insurance Statement should be read alongside our Terms & Conditions and Policies & Standards.